Credit Unions were established in order to create a non profit organization for the greater good. Although functioning under the principle of altruism credit unions are uniquely complex. Not only do credit unions require someone to understand the complexity of credit union law but someone capable of comprehending the law while embracing the member owned, non-profit nature of credit unions. Attorney Erika Cappiello has experience with Credit Union Law both in private law firm practice and as In-House Counsel. Cappiello Law is able to address the needs of credit unions with credit union law experience in a humanistic way that allows for the member and Credit Union relationship to stay in tact. Cappiello Law can provide your credit union with the utmost credentialed representation regarding Credit Union Law. Attorney Erika Cappiello has her NCCO (Certified Compliance Officer) designation with NAFCU (National Association of Federally-insured Credit Unions) and has kept her certification in good standing by attending continuing educational seminars. With the complexity of Credit Union Law and the understanding of how Credit Unions differ from banks, Cappiello Law can assist your Credit Union with keeping collections low and recovery rates high. Additionally, Cappiello Law can help your Credit Union in the areas of compliance, collections, bankruptcy, probate, real estate, powers of attorney, guardianships, trusts and other credit union related areas and credit union matters.

Attorney Erika Cappiello has a wide range of collections experience representing creditors including banks, credit unions, mortgage companies, mortgage servicers, various businesses, non-profits, utility companies, advertisement companies, universities and schools to name a few. She is experienced with all of the legal avenues to obtain payment on past due debts for all different types of entities. She excels at getting her client paid and creating successful work-out plans with debtors. Erika has knowledge and the ability to look ahead and know the pitfalls with different types of debtors and knows how to work around them. She works with strategy in mind to maximize on collection returns for her clients while minimizing losses and costs. Are you in need of assistance with collecting on a debt for your business? Is the debtor avoiding payment or not paying on time?
There are many things that can be done and Erika can assist with collection efforts.

There are many avenues to collect on a debt including pre-litigation, litigation, obtaining a judgment, post-judgment collections as well as garnishment of bank accounts and wages. There are many tactics that an experienced collection attorney, as Erika Cappiello is, can attest to. From vast experience in this area, she has done many creative settlements that work for all parties, all while minimizing the costs and losses for her client.

As a parent or loved one of an autistic child or adult child, are you facing unique circumstances that you need assistance with? Receiving a new diagnosis can be overwhelming and confusing. If you are just starting out with a new diagnosis, Attorney Erika Cappiello can assist you with navigating the unique challenges of having a child on the spectrum. One of the first issues you may face as a parent, is if the school district is properly identifying your child’s disability. Erika can assist the parents in obtaining better programs and services as well as effecting advocating for the child.
Are you experiencing any challenges on behalf of the autistic child or adult? Do you feel that your autistic child or autistic adult child is being treated unfairly?
Sometimes navigating schooling, both public and private can be challenging for parents of autistic children. Especially in public schools where there are certain rules and requirements that must be met.
It’s possible to hire an attorney as an advocate to assist with the processes and help navigate the school systems. Erika personally understands the unique challenges of parenting an autistic child and can greatly assist with various aspects and direction needed when raising a child on the spectrum
Additionally, have you considered filing a guardianship near to and prior to the child’s eighteenth birthday. Speaking with Attorney Erika Cappiello to discuss the need for a guardianship and other estate planning needs for your child’s future is an important step prior to their eighteenth birthday. Erika can help you through letter writing written requests for assessments and assist with hiring necessary experts. Additionally, Erika can help you set up very important documents and pencil out a life plan together with the necessary documents and requirements to support it, all while keeping the cost down.