Cappiello Law

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Cappiello Law

  • Home
  • About
  • Practice Areas
  • Contact
  • Home
  • About
  • Practice Areas
  • Contact
  • Professional and Effective
    Florida Law Firm
    Located in Miami
  • Dedicated to Excellence
    Cappiello Law provides professional legal services in the areas of
    credit union law, collections law, autism law and advocacy
    and other civil law work.
  • A Unique Perspective
    We are largely unique in our approach to law, developing
    workout plans that ensure our client's success.
  • Autism Law
    and Advocacy
    Erika Cappiello can support you with
    and advocating for the child.
    important documents, an effective life plan,
  • "People Helping People" Philosophy
    Cappiello Law believes in the credit union philosophy of people helping people.
    We strive to offer you a humanistic approach to law.

A Largely Unique Law Firm Committed to the “People Helping People” Philosophy

Cappiello Law PLLC is a unique boutique Law Firm practice in Miami, Florida that offers experienced and strategic legal services and representation. Cappiello Law through the philosophy of people helping people, focuses on the areas of Credit Union Law, Creditor’s Rights, Collection Law and all types of collection related work for creditors. Additionally, attorney Erika Cappiello is knowledgable with autism law and advocacy and is an advocate for individuals with special needs on the spectrum. Cappiello Law’s goal is to exceed every client’s unique goals and expectations while minimizing costs and maximizing on return. We are dedicated to helping our clients realize their constitutional rights by combining legal knowledge, business insight, and human instinct. 

Credit Union Law

Credit Unions were established in order to create a non profit organization for the greater good. Although functioning under the principle of altruism credit unions are uniquely complex. Not only do credit unions require someone to understand the complexity of credit union law but someone capable of comprehending the law while embracing the member owned, non-profit nature of credit unions. Attorney Erika Cappiello has experience with Credit Union Law both in private law firm practice and as In-House Counsel. Cappiello Law is able to address the needs of credit unions with credit union law experience in a humanistic way that allows for the member and Credit Union relationship to stay in tact. Cappiello Law can provide your credit union with the utmost credentialed representation regarding Credit Union Law. Attorney Erika Cappiello has her NCCO (Certified Compliance Officer) designation with NAFCU (National Association of Federally-insured Credit Unions) and has kept her certification in good standing by attending continuing educational seminars. With the complexity of Credit Union Law and the understanding of how Credit Unions differ from banks, Cappiello Law can assist your Credit Union with keeping collections low and recovery rates high. Additionally, Cappiello Law can help your Credit Union in the areas of compliance, collections, bankruptcy, probate, real estate, powers of attorney, guardianships, trusts and other credit union related areas and credit union matters.

Collection Law

Attorney Erika Cappiello has a wide range of collections experience representing creditors including banks, credit unions, mortgage companies, mortgage servicers, various businesses, non-profits, utility companies, advertisement companies, universities and schools to name a few. She is experienced with all of the legal avenues to obtain payment on past due debts for all different types of entities. She excels at getting her client paid and creating successful work-out plans with debtors. Erika has knowledge and the ability to look ahead and know the pitfalls with different types of debtors and knows how to work around them. She works with strategy in mind to maximize on collection returns for her clients while minimizing losses and costs. Are you in need of assistance with collecting on a debt for your business? Is the debtor avoiding payment or not paying on time?
There are many things that can be done and Erika can assist with collection efforts.

There are many avenues to collect on a debt including pre-litigation, litigation, obtaining a judgment, post-judgment collections as well as garnishment of bank accounts and wages. There are many tactics that an experienced collection attorney, as Erika Cappiello is, can attest to. From vast experience in this area, she has done many creative settlements that work for all parties, all while minimizing the costs and losses for her client.

Autism Law and Autism Advocacy

As a parent or loved one of an autistic child or adult child, are you facing unique circumstances that you need assistance with? Receiving a new diagnosis can be overwhelming and confusing. If you are just starting out with a new diagnosis, Attorney Erika Cappiello can assist you with navigating the unique challenges of having a child on the spectrum. One of the first issues you may face as a parent, is if the school district is properly identifying your child’s disability. Erika can assist the parents in obtaining better programs and services as well as effecting advocating for the child.
Are you experiencing any challenges on behalf of the autistic child or adult? Do you feel that your autistic child or autistic adult child is being treated unfairly?
Sometimes navigating schooling, both public and private can be challenging for parents of autistic children. Especially in public schools where there are certain rules and requirements that must be met.
It’s possible to hire an attorney as an advocate to assist with the processes and help navigate the school systems. Erika personally understands the unique challenges of parenting an autistic child and can greatly assist with various aspects and direction needed when raising a child on the spectrum
Additionally, have you considered filing a guardianship near to and prior to the child’s eighteenth birthday. Speaking with Attorney Erika Cappiello to discuss the need for a guardianship and other estate planning needs for your child’s future is an important step prior to their eighteenth birthday. Erika can help you through letter writing written requests for assessments and assist with hiring necessary experts. Additionally, Erika can help you set up very important documents and pencil out a life plan together with the necessary documents and requirements to support it, all while keeping the cost down.
Attorney Erika Cappiello 

Erika Cappiello is a licensed Florida Attorney with a Juris Doctor (JD) from the University of Miami, a Masters in Business Administration (MBA) from Nova Southeastern University, and is a Certified Compliance Officer (NCCO). Attorney Erika Cappiello has worked for the past nine years as In-house Counsel for the largest Credit Union based in Miami, Florida. Her previous experience was working at large Miami law firms representing many credit unions, banks, insurance companies and businesses. Erika Cappiello’s legal experience spans across more than 21 years and she has been the Vice President over several Credit Union departments including Collections, Compliance, Legal and Loss Prevention. Attorney Erika Cappiello is a previous board member of her local Credit Union League. She regularly works on special projects in-house and enjoys looking for creative solutions to Credit Union issues by marrying her business, credit union and legal experience. Attorney Erika Cappiello’s collections experience is vast, from Certified Legal Assistant to Attorney both in private practice and in-house for Credit Unions.

    

Erika is a strong lawyer with a heart for Florida banking citizens. In this time of economic uncertainty for community banks, Erika has managed to rise above the pressure to deliver outstanding service to her community, giving economic power and access to justice on behalf of financial institutions.

1st Annual Women Leaders in Financial Services Empowerment Award Nomination

Erika is a natural child advocate and a wonderful example of an attorney living up to the ideals of the profession. 

Lawyers for Children America, Inc. Award

Not only is Erika extremely intelligent, but she is also a consistent, reliable team-player who has an unwavering commitment to the work that she does.  Through her actions, she proves that it is possible to be successful and still be a good person.

Loren Llanes (Certified Financial Counseling Specialist), South Florida Educational Federal Credit Union

 I thank [Erika] for giving me the opportunity to work alongside her in the Legal Department at SFEFCU for the past 8 years. I’ve always appreciated how patient and understanding she is with her staff. She’s always sharing her knowledge of the law with us which makes us better paralegals. 

Regina Washington (Legal Assistant), South Florida Educational Federal Credit Union

I have had the pleasure of working with Erika for the past 10 years. During this time, she has been a mentor and taught me a wealth of information. Erika freely shares her knowledge and expertise with her subordinates and has always performed her job with the utmost professionalism. 

Gloriann Lloyd (Legal Department Supervisor), South Florida Educational Federal Credit Union

I’ve known Ms. Cappiello for over 15 years as an exceptional professional, consistently showing dedication as well as zealous yet respectful advocacy on behalf of her clients. 

1st Annual Women Leaders in Financial Services Empowerment Award Nomination

Ms. Cappiello’s integrity, caring, intelligence and legal expertise, make her a joy to work with.

1st Annual Women Leaders in Financial Services Empowerment Award Nomination

 She has demonstrated she is willing to take on anyone and tackle anything to demonstrate stability and permanency for her child client. 

Lawyers for Children America, Inc. Award

Let’s Connect

If you would like to speak with an experienced attorney regarding a legal matter, we invite you to contact Cappiello Law for a free case evaluation.

Contact Cappiello Law Today

 786.776.9944